Fill in the submission form and we’ll be in touch to complete your application! it takes about 10 minutes to get an idea of your situation and how we can help. Your broker will ask you about who you are, what you do, what you earn and own and what lending you already have.

Anybody with living rights in Australia, working on wages or self-employed with the capacity to repay a loan.

We have over 60 lenders on out panel that we can source funding from.

We specialise in financing Cars, Caravans, Boats and Equipment, however we also have access to Personal Loans and Business loans too.

Typically cthe maximum term is 84 months (7 years).

Secure car finance is a type of car loan where the vehicle you’re purchasing is used as security for the loan. You make regular repayments over an agreed loan term, including interest, until the loan is paid in full.

Because the loan is secured against the vehicle, secured car finance can often offer competitive interest rates compared to unsecured finance. The vehicle remains subject to the lender’s security interest until the loan is paid out.

Car finance allows you to lower your initial cash outlay, freeing up funds for other expenses.
For businesses, it can enhance cash flow and may provide tax benefits (consult your accountant). Car finance also enables access to better vehicles without the need for full upfront payment and typically offers fixed interest rates and predictable repayments. Some options even include balloon payments or early payoff options, providing you added financial flexibility.

New car finance can sometimes come with more competitive interest rates and longer loan terms, which can help keep your regular repayments lower. However, new vehicles generally have a higher purchase price.

Used car finance may have slightly higher interest rates depending on the vehicle, lender and your circumstances, but the lower purchase price can mean you borrow less overall.

Whether you choose a new or used vehicle, there are finance options available to suit different budgets and circumstances. The right option will depend on factors such as the vehicle, loan amount, loan term and your individual financial situation.

A pre-approval is a preliminary assessment by a lender that determines if you qualify for a loan and how much you can borrow. This typically involves submitting an application, verifying income and credit history, and undergoing a credit check.
A pre-approval provides you with a clear budget estimate for car shopping, showing the maximum amount a lender might offer under certain conditions. However, it’s important to note that a pre-approval is not a final loan commitment—just a first step in the loan process.